[et_pb_section fb_built=”1″ _builder_version=”4.19.0″ _module_preset=”default” background_color=”#f6f8ff” background_image=”https:\/\/fundguidr.ee\/wp-content\/uploads\/2022\/11\/BG-28.png” background_size=”initial” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.19.0″ _module_preset=”default” width=”90%” custom_css_main_element=”position: unset;” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.0″ _module_preset=”default” custom_css_main_element=”position: unset;” global_colors_info=”{}”][et_pb_post_title meta=”off” featured_image=”off” _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_post_title][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ module_id=”hoius2″ _builder_version=”4.27.2″ _module_preset=”default” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb content_max_width=”100%” module_id=”aktsia2″ _builder_version=”4.27.2″ _module_preset=”default” header_font=”Nunito|700|||||||” header_text_color=”#171717″ header_font_size=”22px” body_font=”Poppins||||||||” body_text_color=”#171717″ custom_margin=”||25px||false|false” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” locked=”off” global_colors_info=”{}”]<\/p>\n
“Aktsiaturg on seade raha \u00fclekandmiseks kannatamatutelt kannatlikele.” – Warren Buffett<\/a><\/span><\/p>\n Investeerimismaailmas kohtab tihti s\u00f5na “volatiilsus”, mis kirjeldab vara hinna k\u00f5ikumist. M\u00f5ned investorid kardavad volatiilsust nagu tuld, teised aga n\u00e4evad selles v\u00f5imalust. Aga mis see volatiilsus tegelikult on ja kuidas see m\u00f5jutab sinu investeeringuid? Kas see on sinu s\u00f5ber, vaenlane v\u00f5i hoopis midagi vahepealset?<\/span><\/p>\n Selles artiklis sukeldume volatiilsuse maailma, et seda paremini m\u00f5ista. Uurime, mis seda p\u00f5hjustab, kuidas seda m\u00f5\u00f5detakse ja kuidas sellega toime tulla. Samuti vaatleme, kuidas seda enda kasuks p\u00f6\u00f6rata. L\u00f5puks saad ise otsustada, kas volatiilsus on sinu investeerimisstrateegias pigem abiks v\u00f5i takistuseks.<\/span><\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/fundguidr.ee\/wp-content\/uploads\/2025\/01\/volatiilsus.webp” alt=”volatiilsus” title_text=”volatiilsus” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ prev_background_color=”#ffffff” next_background_color=”#FFFFFF” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#f6f8ff” top_divider_style=”wave” bottom_divider_style=”wave2″ global_colors_info=”{}”][et_pb_row module_id=”hoius3″ _builder_version=”4.27.2″ _module_preset=”default” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Mis on volatiilsus?” content_max_width=”100%” module_id=”aktsia3″ _builder_version=”4.27.2″ _module_preset=”default” header_font=”Nunito|700|||||||” header_text_color=”#171717″ header_font_size=”22px” body_font=”Poppins||||||||” body_text_color=”#171717″ custom_margin=”||25px||false|false” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n Lihtsamalt \u00f6eldes n\u00e4itab see, kui palju investeeringu hind k\u00f5igub. K\u00f5rge volatiilsusega vara hind k\u00f5igub palju ja kiiresti, madala volatiilsusega vara hind aga p\u00fcsib suhteliselt stabiilsena.<\/span><\/p>\n Kujutage ette kaht aktsiat:<\/span><\/p>\n Aktsia B on selgelt volatiilsem kui aktsia A. See t\u00e4hendab, et aktsia B-ga on v\u00f5imalik teenida suuremat kasumit, aga ka kaotada rohkem raha.<\/span><\/p>\n Volatiilsust m\u00f5\u00f5detakse tavaliselt <\/span>standardh\u00e4lbega<\/b>. Standardh\u00e4lve n\u00e4itab, kui palju investeeringu tootlus erineb keskmisest tootlusest. Mida suurem on standardh\u00e4lve, seda volatiilsem on investeering.<\/span><\/p>\n Lisaks standardh\u00e4lbele kasutatakse volatiilsuse m\u00f5\u00f5tmiseks ka <\/span>beeta koefitsienti<\/b>. Beeta n\u00e4itab, kuidas investeeringu hind liigub v\u00f5rreldes turuindeksiga. Beeta 1 t\u00e4hendab, et investeering liigub turuga samas suunas ja samas tempos. Beeta \u00fcle 1 t\u00e4hendab, et investeering on turust volatiilsem, ja beeta alla 1 t\u00e4hendab, et investeering on turust stabiilsem.<\/span><\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” global_colors_info=”{}”][et_pb_row module_id=”hoius3″ _builder_version=”4.27.2″ _module_preset=”default” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Mis teeb aktsiad volatiilseks?” content_max_width=”100%” module_id=”aktsia3″ _builder_version=”4.27.2″ _module_preset=”default” header_font=”Nunito|700|||||||” header_text_color=”#171717″ header_font_size=”22px” body_font=”Poppins||||||||” body_text_color=”#171717″ custom_margin=”||25px||false|false” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n Nagu mainitud, on volatiilsus aktsiahinna k\u00f5ikumise m\u00f5\u00f5t. Aga mis p\u00f5hjustab neid k\u00f5ikumisi? Tegelikult on m\u00e4ngus terve hulk tegureid, mis m\u00f5jutavad aktsiate volatiilsust. Neid v\u00f5ib jagada kolmeks:<\/span><\/p>\n Nende tegurite koosm\u00f5ju loobki volatiilsuse, mida me aktsiaturgudel n\u00e4eme. M\u00f5ned aktsiad on loomulikult volatiilsemad kui teised, olenevalt nende sektorist, finantsseisundist ja investorite ootustest. N\u00e4iteks tehnoloogiaaktsiad on tavaliselt volatiilsemad kui tarbekaupade aktsiad, kuna tehnoloogiasektor on kiiremini muutuv ja konkurentsitihedam.<\/span><\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ prev_background_color=”#FFFFFF” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#f6f8ff” top_divider_style=”arrow3″ global_colors_info=”{}”][et_pb_row module_id=”hoius3″ _builder_version=”4.27.2″ _module_preset=”default” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Volatiilsus ja risk: sama m\u00fcndi kaks poolt” content_max_width=”100%” module_id=”aktsia3″ _builder_version=”4.27.4″ _module_preset=”default” header_font=”Nunito|700|||||||” header_text_color=”#171717″ header_font_size=”22px” body_font=”Poppins||||||||” body_text_color=”#171717″ custom_margin=”||25px||false|false” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n Volatiilsus ja risk on omavahel tihedalt seotud. K\u00f5rge volatiilsusega investeeringud on riskantsemad, kuna nende v\u00e4\u00e4rtus v\u00f5ib l\u00fchikese aja jooksul j\u00e4rsult langeda. See aga ei t\u00e4henda, et peaksite volatiilsusest iga hinna eest hoiduma. Tegelikult on volatiilsus sageli ka v\u00f5imalus teenida suuremat tootlust.<\/span><\/p>\n M\u00f5elge n\u00e4iteks aktsiaturule. Aktsiad on \u00fcldiselt volatiilsemad kui v\u00f5lakirjad, aga pakuvad ka potentsiaalselt k\u00f5rgemat tootlust. Kui olete pikaajaline investor ja teil on k\u00f5rge riskitaluvus, v\u00f5ite investeerida volatiilsematesse aktsiatesse, et saavutada suuremat tootlust. Kui aga olete l\u00fchiajaline investor v\u00f5i teil on madal riskitaluvus, peaksite valima stabiilsemad investeeringud, n\u00e4iteks v\u00f5lakirjad v\u00f5i indeksfondid.<\/span><\/p>\n Oluline on m\u00f5ista, et risk ja tootlus on omavahel seotud. Mida suurem on risk, seda suurem on ka potentsiaalne tootlus. Seega ei ole volatiilsus iseenesest halb asi. Oluline on leida endale sobiv tasakaal riski ja tootluse vahel, arvestades oma investeerimiseesm\u00e4rke ja riskitaluvust.<\/span><\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ prev_background_color=”#f6f8ff” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” top_divider_style=”arrow3″ global_colors_info=”{}”][et_pb_row module_id=”hoius3″ _builder_version=”4.27.2″ _module_preset=”default” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Kuidas volatiilsusega toime tulla?” content_max_width=”100%” module_id=”aktsia3″ _builder_version=”4.27.4″ _module_preset=”default” header_font=”Nunito|700|||||||” header_text_color=”#171717″ header_font_size=”22px” body_font=”Poppins||||||||” body_text_color=”#171717″ custom_margin=”||25px||false|false” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n Volatiilsus on investeerimise lahutamatu osa. Seega on oluline osata sellega toime tulla ja oma emotsioone kontrollida. Siin on m\u00f5ned strateegiad, mis aitavad teil volatiilsusega toime tulla:<\/span><\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb content_max_width=”100%” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h5″ header_font=”Nunito|700|||||||” header_text_color=”#171717″ header_font_size=”18px” body_font=”Poppins|300|||||||” body_text_color=”#171717″ custom_margin=”||25px||false|false” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n\n
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