{"id":3017,"date":"2026-01-03T21:28:42","date_gmt":"2026-01-03T21:28:42","guid":{"rendered":"https:\/\/fundguidr.ee\/?page_id=3017"},"modified":"2026-01-03T21:28:46","modified_gmt":"2026-01-03T21:28:46","slug":"compound-interest-calculator","status":"publish","type":"page","link":"https:\/\/fundguidr.ee\/en\/compound-interest-calculator\/","title":{"rendered":"Compound interest calculator"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_code _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<style><!-- [et_pb_line_break_holder] -->    .fg-calc-wrapper {<!-- [et_pb_line_break_holder] -->        background: white;<!-- [et_pb_line_break_holder] -->        padding: 40px;<!-- [et_pb_line_break_holder] -->        border-radius: 16px;<!-- [et_pb_line_break_holder] -->        box-shadow: 0 10px 30px rgba(0,0,0,0.05);<!-- [et_pb_line_break_holder] -->        border: 1px solid #e2e8f0;<!-- [et_pb_line_break_holder] -->        max-width: 800px;<!-- [et_pb_line_break_holder] -->        margin: 40px auto;<!-- [et_pb_line_break_holder] -->        font-family: 'Inter', sans-serif;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-calc-header { text-align: center; margin-bottom: 40px; }<!-- [et_pb_line_break_holder] -->    .fg-calc-header h2 { margin: 0 0 10px 0; color: #0f172a; font-size: 28px; }<!-- [et_pb_line_break_holder] -->    .fg-calc-header p { color: #64748b; margin: 0; }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* Inputs *\/<!-- [et_pb_line_break_holder] -->    .fg-input-group { margin-bottom: 20px; }<!-- [et_pb_line_break_holder] -->    .fg-label { display: block; font-weight: 600; color: #334155; margin-bottom: 8px; font-size: 14px; }<!-- [et_pb_line_break_holder] -->    .fg-input {<!-- [et_pb_line_break_holder] -->        width: 100%;<!-- [et_pb_line_break_holder] -->        padding: 12px;<!-- [et_pb_line_break_holder] -->        border: 1px solid #cbd5e1;<!-- [et_pb_line_break_holder] -->        border-radius: 8px;<!-- [et_pb_line_break_holder] -->        font-size: 16px;<!-- [et_pb_line_break_holder] -->        box-sizing: border-box;<!-- [et_pb_line_break_holder] -->        transition: border 0.2s;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    .fg-input:focus { border-color: #10b981; outline: none; }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* Tulemused *\/<!-- [et_pb_line_break_holder] -->    .fg-result-box {<!-- [et_pb_line_break_holder] -->        background: #f0fdf4;<!-- [et_pb_line_break_holder] -->        padding: 30px;<!-- [et_pb_line_break_holder] -->        border-radius: 12px;<!-- [et_pb_line_break_holder] -->        text-align: center;<!-- [et_pb_line_break_holder] -->        border: 1px solid #bbf7d0;<!-- [et_pb_line_break_holder] -->        display: flex;<!-- [et_pb_line_break_holder] -->        flex-direction: column;<!-- [et_pb_line_break_holder] -->        justify-content: center;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    <!-- [et_pb_line_break_holder] -->    .fg-res-label { font-size: 14px; color: #166534; font-weight: 600; text-transform: uppercase; letter-spacing: 1px; }<!-- [et_pb_line_break_holder] -->    .fg-res-value { font-size: 42px; font-weight: 800; color: #10b981; margin: 10px 0; }<!-- [et_pb_line_break_holder] -->    .fg-res-sub { font-size: 14px; color: #15803d; }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    @media (max-width: 700px) { .fg-calc-grid { grid-template-columns: 1fr; } }<!-- [et_pb_line_break_holder] --><\/style>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"fg-calc-wrapper\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"fg-calc-header\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h2>Liitintressi Kalkulaator<\/h2>\n<p><!-- [et_pb_line_break_holder] -->        <pee>Vaata, kuidas su raha ajas kasvab.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"fg-calc-grid\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"fg-calc-inputs\"><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-input-group\"><!-- [et_pb_line_break_holder] -->                <label class=\"fg-label\">Algsumma (\u20ac)<\/label><!-- [et_pb_line_break_holder] -->                <input type=\"number\" id=\"fgInitial\" class=\"fg-input\" value=\"1000\" oninput=\"calculateCompound()\"><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-input-group\"><!-- [et_pb_line_break_holder] -->                <label class=\"fg-label\">Igakuine lisamine (\u20ac)<\/label><!-- [et_pb_line_break_holder] -->                <input type=\"number\" id=\"fgMonthly\" class=\"fg-input\" value=\"100\" oninput=\"calculateCompound()\"><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-input-group\"><!-- [et_pb_line_break_holder] -->                <label class=\"fg-label\">Oodatav tootlus aastas (%)<\/label><!-- [et_pb_line_break_holder] -->                <input type=\"number\" id=\"fgRate\" class=\"fg-input\" value=\"8\" oninput=\"calculateCompound()\"><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-input-group\"><!-- [et_pb_line_break_holder] -->                <label class=\"fg-label\">Periood (aastat)<\/label><!-- [et_pb_line_break_holder] -->                <input type=\"number\" id=\"fgYears\" class=\"fg-input\" value=\"10\" oninput=\"calculateCompound()\"><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"fg-result-box\"><!-- [et_pb_line_break_holder] -->            <span class=\"fg-res-label\">Portfelli v\u00e4\u00e4rtus<\/span><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-res-value\" id=\"fgFinalResult\">0 \u20ac<\/div>\n<p><!-- [et_pb_line_break_holder] -->            <span class=\"fg-res-sub\" id=\"fgProfit\">Sellest kasum: 0 \u20ac<\/span><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->    function calculateCompound() {<!-- [et_pb_line_break_holder] -->        \/\/ V\u00f5ta v\u00e4\u00e4rtused<!-- [et_pb_line_break_holder] -->        let P = parseFloat(document.getElementById('fgInitial').value) || 0;<!-- [et_pb_line_break_holder] -->        let PMT = parseFloat(document.getElementById('fgMonthly').value) || 0;<!-- [et_pb_line_break_holder] -->        let r = (parseFloat(document.getElementById('fgRate').value) || 0) \/ 100;<!-- [et_pb_line_break_holder] -->        let t = parseFloat(document.getElementById('fgYears').value) || 0;<!-- [et_pb_line_break_holder] -->        let n = 12; \/\/ Intressi arvestus kuus<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        \/\/ Liitintressi valem igakuise sissemaksega<!-- [et_pb_line_break_holder] -->        \/\/ A = P(1 + r\/n)^(nt) + PMT * [((1 + r\/n)^(nt) - 1) \/ (r\/n)]<!-- [et_pb_line_break_holder] -->        <!-- [et_pb_line_break_holder] -->        let compoundInterest = P * Math.pow(1 + r\/n, n*t);<!-- [et_pb_line_break_holder] -->        let futureValueSeries = PMT * ( (Math.pow(1 + r\/n, n*t) - 1) \/ (r\/n) );<!-- [et_pb_line_break_holder] -->        <!-- [et_pb_line_break_holder] -->        let totalValue = compoundInterest + futureValueSeries;<!-- [et_pb_line_break_holder] -->        let totalInvested = P + (PMT * 12 * t);<!-- [et_pb_line_break_holder] -->        let profit = totalValue - totalInvested;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        \/\/ Vormistamine<!-- [et_pb_line_break_holder] -->        document.getElementById('fgFinalResult').innerText = Math.round(totalValue).toLocaleString('et-EE') + \" \u20ac\";<!-- [et_pb_line_break_holder] -->        document.getElementById('fgProfit').innerText = \"Sellest puhas tootlus: \" + Math.round(profit).toLocaleString('et-EE') + \" \u20ac\";<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/\/ K\u00e4ivita kohe alguses<!-- [et_pb_line_break_holder] -->    calculateCompound();<!-- [et_pb_line_break_holder] --><\/script>[\/et_pb_fullwidth_code][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-3017","page","type-page","status-publish","hentry"],"rank_math_title":null,"rank_math_focus_keyword":"liitintressi kalkulaator,liitintress,liitintressi arvutamine","rank_math_description":"Liitintressi kalkulaator - vaata, kuidas su raha ajas kasvab","_links":{"self":[{"href":"https:\/\/fundguidr.ee\/en\/wp-json\/wp\/v2\/pages\/3017","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fundguidr.ee\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fundguidr.ee\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fundguidr.ee\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fundguidr.ee\/en\/wp-json\/wp\/v2\/comments?post=3017"}],"version-history":[{"count":3,"href":"https:\/\/fundguidr.ee\/en\/wp-json\/wp\/v2\/pages\/3017\/revisions"}],"predecessor-version":[{"id":3020,"href":"https:\/\/fundguidr.ee\/en\/wp-json\/wp\/v2\/pages\/3017\/revisions\/3020"}],"wp:attachment":[{"href":"https:\/\/fundguidr.ee\/en\/wp-json\/wp\/v2\/media?parent=3017"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}