{"id":2971,"date":"2026-01-03T22:40:20","date_gmt":"2026-01-03T22:40:20","guid":{"rendered":"https:\/\/fundguidr.ee\/?page_id=2971"},"modified":"2026-01-03T22:40:24","modified_gmt":"2026-01-03T22:40:24","slug":"beginner-investors-guide","status":"publish","type":"page","link":"https:\/\/fundguidr.ee\/en\/beginner-investors-guide\/","title":{"rendered":"Beginner investor"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_code _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<style><!-- [et_pb_line_break_holder] -->    \/* --- CSS STIILID --- *\/<!-- [et_pb_line_break_holder] -->    :root {<!-- [et_pb_line_break_holder] -->        --fg-dark: #0f172a;<!-- [et_pb_line_break_holder] -->        --fg-green: #10b981;<!-- [et_pb_line_break_holder] -->        --fg-bg-card: #ffffff;<!-- [et_pb_line_break_holder] -->        --fg-gray: #64748b;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    #fg-grid-container {<!-- [et_pb_line_break_holder] -->        font-family: 'Inter', Helvetica, Arial, sans-serif;<!-- [et_pb_line_break_holder] -->        max-width: 1200px;<!-- [et_pb_line_break_holder] -->        margin: 0 auto;<!-- [et_pb_line_break_holder] -->        padding: 40px 20px;<!-- [et_pb_line_break_holder] -->        box-sizing: border-box;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* Sissejuhatus *\/<!-- [et_pb_line_break_holder] -->    .fg-header {<!-- [et_pb_line_break_holder] -->        text-align: center;<!-- [et_pb_line_break_holder] -->        max-width: 700px;<!-- [et_pb_line_break_holder] -->        margin: 0 auto 60px auto;<!-- [et_pb_line_break_holder] -->        opacity: 0;<!-- [et_pb_line_break_holder] -->        transform: translateY(20px);<!-- [et_pb_line_break_holder] -->        animation: fgFadeIn 0.8s forwards;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-header h2 {<!-- [et_pb_line_break_holder] -->        font-size: 32px;<!-- [et_pb_line_break_holder] -->        font-weight: 800;<!-- [et_pb_line_break_holder] -->        color: var(--fg-dark);<!-- [et_pb_line_break_holder] -->        margin-bottom: 15px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-header p {<!-- [et_pb_line_break_holder] -->        font-size: 18px;<!-- [et_pb_line_break_holder] -->        line-height: 1.6;<!-- [et_pb_line_break_holder] -->        color: var(--fg-gray);<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* GRID S\u00dcSTEEM (See lahendab t\u00fchja ruumi probleemi) *\/<!-- [et_pb_line_break_holder] -->    .fg-grid {<!-- [et_pb_line_break_holder] -->        display: grid;<!-- [et_pb_line_break_holder] -->        grid-template-columns: 1fr 1fr; 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\/* L\u00fckkab nupu alla *\/<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* Nupp *\/<!-- [et_pb_line_break_holder] -->    .fg-cta {<!-- [et_pb_line_break_holder] -->        display: inline-flex;<!-- [et_pb_line_break_holder] -->        align-items: center;<!-- [et_pb_line_break_holder] -->        font-weight: 700;<!-- [et_pb_line_break_holder] -->        color: var(--fg-green);<!-- [et_pb_line_break_holder] -->        text-decoration: none;<!-- [et_pb_line_break_holder] -->        transition: gap 0.3s;<!-- [et_pb_line_break_holder] -->        gap: 5px;<!-- [et_pb_line_break_holder] -->        font-size: 15px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-cta:hover {<!-- [et_pb_line_break_holder] -->        gap: 10px; \/* Nool liigub paremale *\/<!-- [et_pb_line_break_holder] -->        color: var(--fg-dark);<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* --- \u00dcHENDAV JOON (CONNECTING LINE) --- *\/<!-- [et_pb_line_break_holder] -->    \/* See joon n\u00e4itab silmale teekonda 1->2->3->4 *\/<!-- [et_pb_line_break_holder] -->    .fg-arrow-connector {<!-- [et_pb_line_break_holder] -->        position: absolute;<!-- [et_pb_line_break_holder] -->        top: 50%;<!-- [et_pb_line_break_holder] -->        left: 50%;<!-- [et_pb_line_break_holder] -->        transform: translate(-50%, -50%);<!-- [et_pb_line_break_holder] -->        width: 60px;<!-- [et_pb_line_break_holder] -->        height: 60px;<!-- [et_pb_line_break_holder] -->        z-index: 0;<!-- [et_pb_line_break_holder] -->        opacity: 0.1;<!-- [et_pb_line_break_holder] -->        pointer-events: none;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* ANIMATSIOONID *\/<!-- [et_pb_line_break_holder] -->    @keyframes fgFadeIn {<!-- [et_pb_line_break_holder] -->        to { opacity: 1; transform: translateY(0); }<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* --- MOBIILI DISAIN --- *\/<!-- [et_pb_line_break_holder] -->    @media (max-width: 800px) {<!-- [et_pb_line_break_holder] -->        .fg-grid {<!-- [et_pb_line_break_holder] -->            grid-template-columns: 1fr; \/* \u00dcks veerg mobiilis *\/<!-- [et_pb_line_break_holder] -->            gap: 50px;<!-- [et_pb_line_break_holder] -->        }<!-- [et_pb_line_break_holder] -->        .fg-card {<!-- [et_pb_line_break_holder] -->            margin-top: 10px;<!-- [et_pb_line_break_holder] -->        }<!-- [et_pb_line_break_holder] -->        .fg-num {<!-- [et_pb_line_break_holder] -->            right: 20px; \/* Number seespool *\/<!-- [et_pb_line_break_holder] -->        }<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><\/style>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div id=\"fg-grid-container\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"fg-header\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h2>4 sammu eduni<\/h2>\n<p><!-- [et_pb_line_break_holder] -->        <pee>J\u00e4rgi seda plaani, et ehitada \u00fcles turvaline ja kasvav portfell.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"fg-grid\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"fg-card\" style=\"animation: fgFadeIn 0.6s 0.2s forwards;\"><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-num\">1<\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-icon-box\"><!-- [et_pb_line_break_holder] -->                <svg class=\"fg-icon-svg\" viewBox=\"0 0 24 24\"><path d=\"M12 2C6.48 2 2 6.48 2 12s4.48 10 10 10 10-4.48 10-10S17.52 2 12 2zm0 18c-4.41 0-8-3.59-8-8s3.59-8 8-8 8 3.59 8 8-3.59 8-8 8zm.31-8.86c-1.77-.45-2.34-.94-2.34-1.67 0-.84.79-1.43 2.1-1.43 1.38 0 1.9.66 1.94 1.64h1.71c-.05-1.34-.87-2.57-2.49-2.97V5H10.9v1.69c-1.51.32-2.72 1.3-2.72 2.81 0 1.79 1.49 2.69 3.66 3.21 1.95.46 2.34 1.15 2.34 1.86 0 .53-.41 1.37-2.1 1.37-1.43 0-2-.8-2.07-1.5h-1.71c.06 1.31.81 2.45 2.58 2.84V19h2.23v-1.72c1.79-.35 3.06-1.63 3.06-3.36 0-1.94-1.53-2.77-3.86-3.28z\"\/><\/svg><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/p>\n<h3>Meelerahu ja eelarve<\/h3>\n<p><!-- [et_pb_line_break_holder] -->            <pee>Enne b\u00f6rsile tormamist peab sul olema meelerahufond. \u00c4ra investeeri raha, mida sul homme vaja l\u00e4heb.<\/pee><!-- [et_pb_line_break_holder] -->            <a href=\"https:\/\/fundguidr.ee\/investeerimistarkus\/algaja-investor-vaikesed-summad\/\" class=\"fg-cta\">Loe juhendit <span>\u2192<\/span><\/a><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"fg-card\" style=\"animation: fgFadeIn 0.6s 0.4s forwards;\"><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-num\">2<\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-icon-box\"><!-- [et_pb_line_break_holder] -->                <svg class=\"fg-icon-svg\" viewBox=\"0 0 24 24\"><path d=\"M4 10h16v2H4zm0-4h16v2H4zm0 8h16v2H4zm0 4h16v2H4z\"\/><\/svg><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/p>\n<h3>Konto ja t\u00f6\u00f6riistad<\/h3>\n<p><!-- [et_pb_line_break_holder] -->            <pee>Kasuta investeerimiskontot maksude edasil\u00fckkamiseks. Vali pank (LHV, Lightyear), kus tasud on madalad.<\/pee><!-- [et_pb_line_break_holder] -->            <a href=\"https:\/\/fundguidr.ee\/platformid-ja-tooristad\/investeerimiskonto-lukka-tulumaks-edasi\/\" class=\"fg-cta\">Miks kasutada investeerimiskontot <span>\u2192<\/span><\/a><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"fg-card\" style=\"animation: fgFadeIn 0.6s 0.6s forwards;\"><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-num\">3<\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-icon-box\"><!-- [et_pb_line_break_holder] -->                <svg class=\"fg-icon-svg\" viewBox=\"0 0 24 24\"><path d=\"M7 18c-1.1 0-1.99.9-1.99 2S5.9 22 7 22s2-.9 2-2-.9-2-2-2zM1 2v2h2l3.6 7.59-1.35 2.45c-.16.28-.25.61-.25.96 0 1.1.9 2 2 2h12v-2H7.42c-.14 0-.25-.11-.25-.25l.03-.12.9-1.63h7.45c.75 0 1.41-.41 1.75-1.03l3.58-6.49c.08-.14.12-.31.12-.48 0-.55-.45-1-1-1H5.21l-.94-2H1zm16 16c-1.1 0-1.99.9-1.99 2s.89 2 1.99 2 2-.9 2-2-.9-2-2-2z\"\/><\/svg><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/p>\n<h3>Esimene ost (ETF)<\/h3>\n<p><!-- [et_pb_line_break_holder] -->            <pee>\u00c4ra osta \u00fcksikuid aktsiaid. Alusta laiap\u00f5hjalisest indeksfondist (ETF), mis katab tervet maailma.<\/pee><!-- [et_pb_line_break_holder] -->            <a href=\"https:\/\/fundguidr.ee\/varaklassid\/etf-indekfond-voi-uksikaktsia\/\" class=\"fg-cta\">Kuidas osta ETF-i? <span>\u2192<\/span><\/a><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"fg-card\" style=\"animation: fgFadeIn 0.6s 0.8s forwards;\"><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-num\">4<\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-icon-box\"><!-- [et_pb_line_break_holder] -->                <svg class=\"fg-icon-svg\" viewBox=\"0 0 24 24\"><path d=\"M3.5 18.49l6-6.01 4 4L22 6.92l-1.41-1.41-7.09 7.97-4-4L2 16.99z\"\/><\/svg><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/p>\n<h3>Automaatne strateegia<\/h3>\n<p><!-- [et_pb_line_break_holder] -->            <pee>Seadista automaatne p\u00fcsikorraldus (DCA). Nii ostad sa aktsiaid regulaarselt, olenemata turu seisust.<\/pee><!-- [et_pb_line_break_holder] -->            <a href=\"https:\/\/fundguidr.ee\/investeerimistarkus\/dollar-cost-averaging\/\" class=\"fg-cta\">Mis on DCA? <span>\u2192<\/span><\/a><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_fullwidth_code][et_pb_fullwidth_code _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<style><!-- [et_pb_line_break_holder] -->    \/* --- \u00dcLDISED STIILID --- *\/<!-- [et_pb_line_break_holder] -->    :root {<!-- [et_pb_line_break_holder] -->        --fg-dark: #0f172a;<!-- [et_pb_line_break_holder] -->        --fg-green: #10b981;<!-- [et_pb_line_break_holder] -->        --fg-bg-card: #ffffff;<!-- [et_pb_line_break_holder] -->        --fg-gray: #64748b;<!-- [et_pb_line_break_holder] -->        --fg-light-bg: #f8fafc;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    #fg-bottom-container {<!-- [et_pb_line_break_holder] -->        font-family: 'Inter', Helvetica, Arial, sans-serif;<!-- [et_pb_line_break_holder] -->        max-width: 1200px;<!-- [et_pb_line_break_holder] -->        margin: 0 auto;<!-- [et_pb_line_break_holder] -->        padding: 60px 20px 80px 20px;<!-- [et_pb_line_break_holder] -->        box-sizing: border-box;<!-- [et_pb_line_break_holder] -->        overflow: hidden;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-section-title {<!-- [et_pb_line_break_holder] -->        text-align: center;<!-- [et_pb_line_break_holder] -->        font-size: 28px;<!-- [et_pb_line_break_holder] -->        font-weight: 800;<!-- [et_pb_line_break_holder] -->        color: var(--fg-dark);<!-- [et_pb_line_break_holder] -->        margin-bottom: 40px;<!-- [et_pb_line_break_holder] -->        margin-top: 20px;<!-- [et_pb_line_break_holder] -->        position: relative;<!-- [et_pb_line_break_holder] -->        display: inline-block;<!-- [et_pb_line_break_holder] -->        left: 50%;<!-- [et_pb_line_break_holder] -->        transform: translateX(-50%);<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    <!-- [et_pb_line_break_holder] -->    .fg-section-title::after {<!-- [et_pb_line_break_holder] -->        content: '';<!-- [et_pb_line_break_holder] -->        display: block;<!-- [et_pb_line_break_holder] -->        width: 60px;<!-- [et_pb_line_break_holder] -->        height: 4px;<!-- [et_pb_line_break_holder] -->        background: var(--fg-green);<!-- [et_pb_line_break_holder] -->        margin: 10px auto 0 auto;<!-- [et_pb_line_break_holder] -->        border-radius: 2px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* --- KARUSSELLI STIILID --- *\/<!-- [et_pb_line_break_holder] -->    .fg-carousel-wrapper {<!-- [et_pb_line_break_holder] -->        position: relative;<!-- [et_pb_line_break_holder] -->        display: flex;<!-- [et_pb_line_break_holder] -->        align-items: center;<!-- [et_pb_line_break_holder] -->        margin-bottom: 80px; \/* Vahe varaklassidega *\/<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-carousel-track {<!-- [et_pb_line_break_holder] -->        display: flex;<!-- [et_pb_line_break_holder] -->        gap: 30px;<!-- [et_pb_line_break_holder] -->        overflow-x: auto;<!-- [et_pb_line_break_holder] -->        scroll-snap-type: x mandatory;<!-- [et_pb_line_break_holder] -->        scroll-behavior: smooth;<!-- [et_pb_line_break_holder] -->        padding: 10px 5px 30px 5px;<!-- [et_pb_line_break_holder] -->        -ms-overflow-style: none;<!-- [et_pb_line_break_holder] -->        scrollbar-width: none;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-carousel-track::-webkit-scrollbar { display: none; }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-article-card {<!-- [et_pb_line_break_holder] -->        flex: 0 0 350px;<!-- [et_pb_line_break_holder] -->        scroll-snap-align: start;<!-- [et_pb_line_break_holder] -->        background: white;<!-- [et_pb_line_break_holder] -->        border-radius: 12px;<!-- [et_pb_line_break_holder] -->        overflow: hidden;<!-- [et_pb_line_break_holder] -->        box-shadow: 0 4px 6px rgba(0,0,0,0.05);<!-- [et_pb_line_break_holder] -->        border: 1px solid #e2e8f0;<!-- [et_pb_line_break_holder] -->        transition: transform 0.3s ease, box-shadow 0.3s ease;<!-- [et_pb_line_break_holder] -->        display: flex;<!-- [et_pb_line_break_holder] -->        flex-direction: column;<!-- [et_pb_line_break_holder] -->        text-decoration: none;<!-- [et_pb_line_break_holder] -->        height: auto;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-article-card:hover {<!-- [et_pb_line_break_holder] -->        transform: translateY(-8px);<!-- [et_pb_line_break_holder] -->        box-shadow: 0 15px 30px rgba(0,0,0,0.1);<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-article-img {<!-- [et_pb_line_break_holder] -->        height: 180px;<!-- [et_pb_line_break_holder] -->        background-color: #cbd5e1;<!-- [et_pb_line_break_holder] -->        background-size: cover;<!-- [et_pb_line_break_holder] -->        background-position: center;<!-- [et_pb_line_break_holder] -->        position: relative;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-tag {<!-- [et_pb_line_break_holder] -->        position: absolute;<!-- [et_pb_line_break_holder] -->        top: 15px;<!-- [et_pb_line_break_holder] -->        left: 15px;<!-- [et_pb_line_break_holder] -->        background: rgba(15, 23, 42, 0.9);<!-- [et_pb_line_break_holder] -->        color: white;<!-- [et_pb_line_break_holder] -->        padding: 4px 10px;<!-- [et_pb_line_break_holder] -->        font-size: 12px;<!-- [et_pb_line_break_holder] -->        border-radius: 4px;<!-- [et_pb_line_break_holder] -->        font-weight: 600;<!-- [et_pb_line_break_holder] -->        text-transform: uppercase;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-article-content {<!-- [et_pb_line_break_holder] -->        padding: 25px;<!-- [et_pb_line_break_holder] -->        display: flex;<!-- [et_pb_line_break_holder] -->        flex-direction: column;<!-- [et_pb_line_break_holder] -->        flex-grow: 1;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-article-title {<!-- [et_pb_line_break_holder] -->        font-size: 19px;<!-- [et_pb_line_break_holder] -->        font-weight: 700;<!-- [et_pb_line_break_holder] -->        color: var(--fg-dark);<!-- [et_pb_line_break_holder] -->        margin: 0 0 10px 0;<!-- [et_pb_line_break_holder] -->        line-height: 1.4;<!-- [et_pb_line_break_holder] -->        display: -webkit-box;<!-- [et_pb_line_break_holder] -->        -webkit-line-clamp: 2;<!-- [et_pb_line_break_holder] -->        -webkit-box-orient: vertical;<!-- [et_pb_line_break_holder] -->        overflow: hidden;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-article-excerpt {<!-- [et_pb_line_break_holder] -->        font-size: 15px;<!-- [et_pb_line_break_holder] -->        color: var(--fg-gray);<!-- [et_pb_line_break_holder] -->        line-height: 1.6;<!-- [et_pb_line_break_holder] -->        margin: 0;<!-- [et_pb_line_break_holder] -->        display: -webkit-box;<!-- [et_pb_line_break_holder] -->        -webkit-line-clamp: 3;<!-- [et_pb_line_break_holder] -->        -webkit-box-orient: vertical;<!-- [et_pb_line_break_holder] -->        overflow: hidden;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-read-more {<!-- [et_pb_line_break_holder] -->        margin-top: 20px;<!-- [et_pb_line_break_holder] -->        font-size: 14px;<!-- [et_pb_line_break_holder] -->        font-weight: 700;<!-- [et_pb_line_break_holder] -->        color: var(--fg-green);<!-- [et_pb_line_break_holder] -->        display: flex;<!-- [et_pb_line_break_holder] -->        align-items: center;<!-- [et_pb_line_break_holder] -->        gap: 5px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-nav-btn {<!-- [et_pb_line_break_holder] -->        position: absolute;<!-- [et_pb_line_break_holder] -->        top: 50%;<!-- [et_pb_line_break_holder] -->        transform: translateY(-50%);<!-- [et_pb_line_break_holder] -->        width: 44px;<!-- [et_pb_line_break_holder] -->        height: 44px;<!-- [et_pb_line_break_holder] -->        background: white;<!-- [et_pb_line_break_holder] -->        border: 1px solid #e2e8f0;<!-- [et_pb_line_break_holder] -->        border-radius: 50%;<!-- [et_pb_line_break_holder] -->        box-shadow: 0 4px 10px rgba(0,0,0,0.1);<!-- [et_pb_line_break_holder] -->        cursor: pointer;<!-- [et_pb_line_break_holder] -->        z-index: 10;<!-- [et_pb_line_break_holder] -->        display: flex;<!-- [et_pb_line_break_holder] -->        align-items: center;<!-- [et_pb_line_break_holder] -->        justify-content: center;<!-- [et_pb_line_break_holder] -->        transition: all 0.3s ease;<!-- [et_pb_line_break_holder] -->        color: var(--fg-dark);<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    .fg-nav-btn:hover {<!-- [et_pb_line_break_holder] -->        background: var(--fg-green);<!-- [et_pb_line_break_holder] -->        color: white;<!-- [et_pb_line_break_holder] -->        border-color: var(--fg-green);<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    .fg-prev { left: -10px; }<!-- [et_pb_line_break_holder] -->    .fg-next { right: -10px; }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* --- SEKTSIOON 2: VARAKLASSID (UUENDATUD) --- *\/<!-- [et_pb_line_break_holder] -->    .fg-asset-grid {<!-- [et_pb_line_break_holder] -->        display: flex;<!-- [et_pb_line_break_holder] -->        flex-wrap: wrap;<!-- [et_pb_line_break_holder] -->        gap: 20px;<!-- [et_pb_line_break_holder] -->        justify-content: center; \/* Tsentreerib ikoonid *\/<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-asset-item {<!-- [et_pb_line_break_holder] -->        \/* Arvutab laiuse nii, et mahuks 4 tk ritta miinus vahed *\/<!-- [et_pb_line_break_holder] -->        flex: 0 1 calc(25% - 20px);<!-- [et_pb_line_break_holder] -->        min-width: 200px; \/* Ei l\u00e4he liiga kitsaks *\/<!-- [et_pb_line_break_holder] -->        <!-- [et_pb_line_break_holder] -->        background: #f8fafc;<!-- [et_pb_line_break_holder] -->        border-radius: 12px;<!-- [et_pb_line_break_holder] -->        padding: 30px 20px;<!-- [et_pb_line_break_holder] -->        text-align: center;<!-- [et_pb_line_break_holder] -->        text-decoration: none;<!-- [et_pb_line_break_holder] -->        border: 1px solid transparent;<!-- [et_pb_line_break_holder] -->        transition: all 0.3s ease;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-asset-item:hover {<!-- [et_pb_line_break_holder] -->        background: white;<!-- [et_pb_line_break_holder] -->        border-color: var(--fg-green);<!-- [et_pb_line_break_holder] -->        box-shadow: 0 10px 20px rgba(0,0,0,0.08);<!-- [et_pb_line_break_holder] -->        transform: translateY(-5px);<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-asset-icon {<!-- [et_pb_line_break_holder] -->        width: 60px;<!-- [et_pb_line_break_holder] -->        height: 60px;<!-- [et_pb_line_break_holder] -->        margin: 0 auto 15px auto;<!-- [et_pb_line_break_holder] -->        display: flex;<!-- [et_pb_line_break_holder] -->        align-items: center;<!-- [et_pb_line_break_holder] -->        justify-content: center;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    <!-- [et_pb_line_break_holder] -->    .fg-asset-icon svg, .fg-asset-icon img {<!-- [et_pb_line_break_holder] -->        width: 100%;<!-- [et_pb_line_break_holder] -->        height: 100%;<!-- [et_pb_line_break_holder] -->        object-fit: contain;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-asset-name {<!-- [et_pb_line_break_holder] -->        font-size: 18px;<!-- [et_pb_line_break_holder] -->        font-weight: 700;<!-- [et_pb_line_break_holder] -->        color: var(--fg-dark);<!-- [et_pb_line_break_holder] -->        display: block;<!-- [et_pb_line_break_holder] -->        margin-bottom: 5px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-asset-desc {<!-- [et_pb_line_break_holder] -->        font-size: 14px;<!-- [et_pb_line_break_holder] -->        color: var(--fg-gray);<!-- [et_pb_line_break_holder] -->        display: block;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/* --- VIIMANE NUPP (CTA) --- *\/<!-- [et_pb_line_break_holder] -->    .fg-footer-cta {<!-- [et_pb_line_break_holder] -->        text-align: center;<!-- [et_pb_line_break_holder] -->        margin-top: 60px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-main-btn {<!-- [et_pb_line_break_holder] -->        display: inline-block;<!-- [et_pb_line_break_holder] -->        padding: 15px 35px;<!-- [et_pb_line_break_holder] -->        background-color: var(--fg-dark);<!-- [et_pb_line_break_holder] -->        color: white;<!-- [et_pb_line_break_holder] -->        text-decoration: none;<!-- [et_pb_line_break_holder] -->        border-radius: 50px;<!-- [et_pb_line_break_holder] -->        font-weight: 700;<!-- [et_pb_line_break_holder] -->        font-size: 16px;<!-- [et_pb_line_break_holder] -->        transition: all 0.3s ease;<!-- [et_pb_line_break_holder] -->        box-shadow: 0 4px 15px rgba(15, 23, 42, 0.3);<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .fg-main-btn:hover {<!-- [et_pb_line_break_holder] -->        background-color: var(--fg-green);<!-- [et_pb_line_break_holder] -->        transform: translateY(-3px);<!-- [et_pb_line_break_holder] -->        box-shadow: 0 8px 20px rgba(16, 185, 129, 0.4);<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    @media (max-width: 900px) {<!-- [et_pb_line_break_holder] -->        .fg-article-card { flex: 0 0 280px; }<!-- [et_pb_line_break_holder] -->        .fg-nav-btn { display: none; }<!-- [et_pb_line_break_holder] -->        .fg-asset-item { flex: 0 1 calc(50% - 20px); } \/* 2 tk ritta mobiilis *\/<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><\/style>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div id=\"fg-bottom-container\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<h2 class=\"fg-section-title\">Kohustuslik kirjandus<\/h2>\n<p><!-- [et_pb_line_break_holder] -->    <!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"fg-carousel-wrapper\" id=\"fgCarouselWrapper\"><!-- [et_pb_line_break_holder] -->        <button class=\"fg-nav-btn fg-prev\" onclick=\"scrollCarousel(-1)\"><!-- [et_pb_line_break_holder] -->            <svg width=\"24\" height=\"24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M15 18l-6-6 6-6\"\/><\/svg><!-- [et_pb_line_break_holder] -->        <\/button><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"fg-carousel-track\" id=\"fgTrack\"><!-- [et_pb_line_break_holder] -->            <a href=\"https:\/\/fundguidr.ee\/platformid-ja-tooristad\/investeerimiskonto-lukka-tulumaks-edasi\/\" class=\"fg-article-card\"><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"fg-article-img\" style=\"background-image: url('https:\/\/fundguidr.ee\/wp-content\/uploads\/2026\/01\/investeerimiskonto-400x250.jpg');\"><span class=\"fg-tag\">T\u00f6\u00f6riistad<\/span><\/div>\n<p><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"fg-article-content\">\n<h3 class=\"fg-article-title\">Investeerimiskonto s\u00fcsteem<\/h3>\n<pee class=\"fg-article-excerpt\">Kuidas l\u00fckata tulumaks edasi ja deklareerida tulusid.<\/pee>\n<div class=\"fg-read-more\">Loe juhendit \u2192<\/div>\n<\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/a><!-- [et_pb_line_break_holder] -->            <a href=\"https:\/\/fundguidr.ee\/varaklassid\/etf-indekfond-voi-uksikaktsia\/\" class=\"fg-article-card\"><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"fg-article-img\" style=\"background-image: url('https:\/\/fundguidr.ee\/wp-content\/uploads\/2026\/01\/etf-scaled.jpg');\"><span class=\"fg-tag\">Strateegia<\/span><\/div>\n<p><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"fg-article-content\">\n<h3 class=\"fg-article-title\">ETF-id vs. \u00fcksikaktsiad<\/h3>\n<pee class=\"fg-article-excerpt\">Kumba algajana valida? Riskide ja tulude v\u00f5rdlus.<\/pee>\n<div class=\"fg-read-more\">Vaata v\u00f5rdlust \u2192<\/div>\n<\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/a><!-- [et_pb_line_break_holder] -->            <a href=\"\/https:\/\/fundguidr.ee\/investeerimistarkus\/algaja-investor-vaikesed-summad\/\" class=\"fg-article-card\"><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"fg-article-img\" style=\"background-image: url('https:\/\/fundguidr.ee\/wp-content\/uploads\/2025\/10\/kuidas-alustada-investeerimisega-scaled.jpg');\"><span class=\"fg-tag\">Investeerimistarkus<\/span><\/div>\n<p><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"fg-article-content\">\n<h3 class=\"fg-article-title\"> Algaja investor, 1 osa. <!-- [et_pb_line_break_holder] --><\/h3>\n<pee class=\"fg-article-excerpt\">Kuidas alustada edukalt, investeerides v\u00e4ikseid summasid..<\/pee>\n<div class=\"fg-read-more\">Loe anal\u00fc\u00fcsi \u2192<\/div>\n<\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/a><!-- [et_pb_line_break_holder] -->            <a href=\"https:\/\/fundguidr.ee\/investeerimistarkus\/algaja-investor-300-eurot-kuus\/\" class=\"fg-article-card\"><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"fg-article-img\" style=\"background-image: url('https:\/\/fundguidr.ee\/wp-content\/uploads\/2025\/10\/algaja-investor-400x250.jpg');\"><span class=\"fg-tag\">Rahatarkus<\/span><\/div>\n<p><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"fg-article-content\">\n<h3 class=\"fg-article-title\">Algaja investor, 2 osa. Investeeri \u20ac300 kuus<\/h3>\n<pee class=\"fg-article-excerpt\">Portfelli hajutamine ja maksude edasil\u00fckkamine<\/pee>\n<div class=\"fg-read-more\">Loe edasi \u2192<\/div>\n<\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/a><!-- [et_pb_line_break_holder] -->             <a href=\"https:\/\/fundguidr.ee\/investeerimistarkus\/suure-kapitali-investeerimine\/\" class=\"fg-article-card\"><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"fg-article-img\" style=\"background-image: url('https:\/\/fundguidr.ee\/wp-content\/uploads\/2025\/11\/pexels-tima-miroshnichenko-6266668-400x250.jpg');\"><span class=\"fg-tag\">Varaklassid<\/span><\/div>\n<p><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"fg-article-content\">\n<h3 class=\"fg-article-title\">Algaja investor, 3. osa. Suure kapitali investeerimine<\/h3>\n<pee class=\"fg-article-excerpt\">Kuidas hajutada riski, optimeerida makse ja kaasata alternatiivvarasid<\/pee>\n<div class=\"fg-read-more\">Loe edasi \u2192<\/div>\n<\/div>\n<p><!-- [et_pb_line_break_holder] -->            <\/a><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <button class=\"fg-nav-btn fg-next\" onclick=\"scrollCarousel(1)\"><!-- [et_pb_line_break_holder] -->            <svg width=\"24\" height=\"24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M9 18l6-6-6-6\"\/><\/svg><!-- [et_pb_line_break_holder] -->        <\/button><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<h2 class=\"fg-section-title\">Uuri investeerimisv\u00f5imalusi<\/h2>\n<p><!-- [et_pb_line_break_holder] -->    <!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"fg-asset-grid\"><!-- [et_pb_line_break_holder] -->        <!-- [et_pb_line_break_holder] -->        <a href=\"https:\/\/fundguidr.ee\/varaklassid\/aktsiad\/\" class=\"fg-asset-item\"><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-asset-icon\"><svg viewBox=\"0 0 24 24\" fill=\"#0f172a\"><path d=\"M3.5 18.49l6-6.01 4 4L22 6.92l-1.41-1.41-7.09 7.97-4-4L2 16.99z\"\/><\/svg><\/div>\n<p><!-- [et_pb_line_break_holder] -->            <span class=\"fg-asset-name\">Aktsiad<\/span><span class=\"fg-asset-desc\">Osalus ettev\u00f5tetes<\/span><!-- [et_pb_line_break_holder] -->        <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <a href=\"https:\/\/fundguidr.ee\/varaklassid\/mis-on-etf\/\" class=\"fg-asset-item\"><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-asset-icon\"><svg viewBox=\"0 0 24 24\" fill=\"#0f172a\"><path d=\"M4 10h16v2H4zm0-4h16v2H4zm0 8h16v2H4zm0 4h16v2H4z\"\/><\/svg><\/div>\n<p><!-- [et_pb_line_break_holder] -->            <span class=\"fg-asset-name\">ETF-id<\/span><span class=\"fg-asset-desc\">Hajutatud fondid<\/span><!-- [et_pb_line_break_holder] -->        <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <a href=\"https:\/\/fundguidr.ee\/volakirjad\/\" class=\"fg-asset-item\"><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-asset-icon\"><svg viewBox=\"0 0 24 24\" fill=\"#0f172a\"><path d=\"M12 2C6.48 2 2 6.48 2 12s4.48 10 10 10 10-4.48 10-10S17.52 2 12 2zm1 15h-2v-6h2v6zm0-8h-2V7h2v2z\"\/><\/svg><\/div>\n<p><!-- [et_pb_line_break_holder] -->            <span class=\"fg-asset-name\">V\u00f5lakirjad<\/span><span class=\"fg-asset-desc\">Madalam risk<\/span><!-- [et_pb_line_break_holder] -->        <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <a href=\"\/category\/varaklassid\/kinnisvara\/\" class=\"fg-asset-item\"><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-asset-icon\"><svg viewBox=\"0 0 24 24\" fill=\"#0f172a\"><path d=\"M10 20v-6h4v6h5v-8h3L12 3 2 12h3v8z\"\/><\/svg><\/div>\n<p><!-- [et_pb_line_break_holder] -->            <span class=\"fg-asset-name\">Kinnisvara<\/span><span class=\"fg-asset-desc\">Fondid ja \u00fc\u00fcr<\/span><!-- [et_pb_line_break_holder] -->        <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <a href=\"https:\/\/fundguidr.ee\/p2p-laenud\/\" class=\"fg-asset-item\"><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-asset-icon\"><!-- [et_pb_line_break_holder] -->                <svg viewBox=\"0 0 24 24\" fill=\"#0f172a\"><path d=\"M16 11c1.66 0 2.99-1.34 2.99-3S17.66 5 16 5c-1.66 0-3 1.34-3 3s1.34 3 3 3zm-8 0c1.66 0 2.99-1.34 2.99-3S9.66 5 8 5C6.34 5 5 6.34 5 8s1.34 3 3 3zm0 2c-2.33 0-7 1.17-7 3.5V19h14v-2.5c0-2.33-4.67-3.5-7-3.5zm8 0c-.29 0-.62.02-.97.05 1.16.84 1.97 1.97 1.97 3.45V19h6v-2.5c0-2.33-4.67-3.5-7-3.5z\"\/><\/svg><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <span class=\"fg-asset-name\">\u00dchisrahastus<\/span><span class=\"fg-asset-desc\">Laenud ja projektid<\/span><!-- [et_pb_line_break_holder] -->        <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <a href=\"https:\/\/fundguidr.ee\/toorained-2\/\" class=\"fg-asset-item\"><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-asset-icon\"><!-- [et_pb_line_break_holder] -->                <svg viewBox=\"0 0 24 24\" fill=\"#0f172a\"><path d=\"M20 2H4c-1.1 0-2 .9-2 2v16c0 1.1.9 2 2 2h16c1.1 0 2-.9 2-2V4c0-1.1-.9-2-2-2zm-9 12H5v-2h6v2zm0-4H5V8h6v2zm6 4h-4v-2h4v2zm0-4h-4V8h4v2z\"\/><\/svg><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <span class=\"fg-asset-name\">Toorained<\/span><span class=\"fg-asset-desc\">Kuld ja nafta<\/span><!-- [et_pb_line_break_holder] -->        <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <a href=\"https:\/\/fundguidr.ee\/mis-on-kruptovaluuta\/\" class=\"fg-asset-item\"><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"fg-asset-icon\"><!-- [et_pb_line_break_holder] -->                <svg viewBox=\"0 0 24 24\" fill=\"#0f172a\"><path d=\"M12 2C6.48 2 2 6.48 2 12s4.48 10 10 10 10-4.48 10-10S17.52 2 12 2zm1 17h-2v-1.12c-2.3-.39-3.84-2.14-3.84-4.38 0-2.65 2.15-4.5 4.84-4.5V7h-2v5h2v1.12c2.3.39 3.84 2.14 3.84 4.38 0 2.65-2.15 4.5-4.84 4.5V19z\"\/><\/svg><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] -->            <span class=\"fg-asset-name\">Kr\u00fcptovaluuta<\/span><span class=\"fg-asset-desc\">Digitaalsed varad<\/span><!-- [et_pb_line_break_holder] -->        <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"fg-footer-cta\"><!-- [et_pb_line_break_holder] -->        <a href=\"https:\/\/fundguidr.ee\/blog\/\" class=\"fg-main-btn\">Sirvi k\u00f5iki artikleid blogis \u2192<\/a><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->document.addEventListener(\"DOMContentLoaded\", function() {<!-- [et_pb_line_break_holder] -->    const track = document.getElementById('fgTrack');<!-- [et_pb_line_break_holder] -->    const wrapper = document.getElementById('fgCarouselWrapper');<!-- [et_pb_line_break_holder] -->    const scrollAmount = 380; <!-- [et_pb_line_break_holder] -->    let autoplayInterval;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    window.scrollCarousel = function(direction) {<!-- [et_pb_line_break_holder] -->        track.scrollBy({ left: direction * scrollAmount, 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