{"id":274,"date":"2024-03-23T18:45:02","date_gmt":"2024-03-23T18:45:02","guid":{"rendered":"https:\/\/fundguidr.ee\/?page_id=274"},"modified":"2025-09-14T12:29:53","modified_gmt":"2025-09-14T12:29:53","slug":"p2p-loans","status":"publish","type":"page","link":"https:\/\/fundguidr.ee\/en\/p2p-loans\/","title":{"rendered":"P2P loans"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f6f8ff&#8221; background_image=&#8221;https:\/\/fundguidr.ee\/wp-content\/uploads\/2022\/11\/BG-28.png&#8221; background_size=&#8221;initial&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;90%&#8221; custom_css_main_element=&#8221;position: unset;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;position: unset;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Nunito|700|||||||&#8221; text_text_color=&#8221;#171717&#8243; text_font_size=&#8221;36px&#8221; text_line_height=&#8221;50px&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; text_font_size_tablet=&#8221;30px&#8221; text_font_size_phone=&#8221;24px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;45px&#8221; text_line_height_phone=&#8221;35px&#8221; text_line_height_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>P2P laenud<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; specialty=&#8221;on&#8221; background_color_2=&#8221;#f8f9ff&#8221; padding_top_2=&#8221;20px&#8221; padding_right_2=&#8221;20px&#8221; padding_bottom_2=&#8221;20px&#8221; padding_left_2=&#8221;20px&#8221; padding_top_bottom_link_2=&#8221;false&#8221; padding_left_right_link_2=&#8221;false&#8221; custom_css_main_2=&#8221;border: 1px solid rgba(53, 86, 191, 0.2);||border-radius: 5px;||padding-bottom: 20px !important;&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; inner_width=&#8221;90%&#8221; bottom_divider_style=&#8221;curve2&#8243; bottom_divider_color=&#8221;#f6f8ff&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner module_id=&#8221;p2p1&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Mis on P2P laenud?&#8221; content_max_width=&#8221;100%&#8221; module_id=&#8221;aktsia1&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;22px&#8221; body_font=&#8221;Poppins||||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Peer-to-peer (P2P) laenud on laenud, mida inimesed v\u00f5i ettev\u00f5tted saavad teistelt inimestelt v\u00f5i ettev\u00f5tetelt, ilma et see toimuks traditsioonilise finantsasutuse vahendusel. See toimib j\u00e4rgmiselt:<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>Laenuv\u00f5tja:<\/b><span>\u00a0Esitab laenu taotluse\u00a0<a href=\"https:\/\/www.mintos.com\/en\/\" target=\"_blank\" rel=\"noopener\">P2P platvormil<\/a>,\u00a0kus kirjeldatakse laenusumma, intressim\u00e4\u00e4r ja laenu p\u00f5hjus.<\/span><\/li>\n<li aria-level=\"1\"><b>Investor:<\/b><span>\u00a0Otsustab laenuv\u00f5tjaid toetada, laenates neile raha kas \u00fchekordse maksega v\u00f5i osade kaupa.<\/span><\/li>\n<li aria-level=\"1\"><b>Platvorm:<\/b><span>\u00a0\u00dchendab laenuv\u00f5tjad ja investorid, h\u00f5lbustab laenu taotlemise ja raha\u00fclekande protsessi ning v\u00f5ib pakkuda ka krediidihinnanguid ja inkassoteenuseid.<\/span><\/li>\n<\/ul>\n<p>[\/et_pb_blurb][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Nunito|700|||||||&#8221; text_text_color=&#8221;#171717&#8243; text_font_size=&#8221;22px&#8221; text_line_height=&#8221;30px&#8221; custom_margin=&#8221;||18px||false|false&#8221; custom_padding=&#8221;||15px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;rgba(53,86,191,0.2)&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Selles artklis leiad vastuse k\u00fcsimustele:<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Poppins||||||||&#8221; text_text_color=&#8221;#171717&#8243; text_font_size=&#8221;15px&#8221; link_option_url=&#8221;#p2p1&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Mis on P2P laenud?<\/p>\n<p><b><\/b><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Poppins||||||||&#8221; text_text_color=&#8221;#171717&#8243; text_font_size=&#8221;15px&#8221; link_option_url=&#8221;#p2p2&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Millised on P2P laenud alaliigid?<\/p>\n<p><b><\/b><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Poppins||||||||&#8221; text_text_color=&#8221;#171717&#8243; text_font_size=&#8221;15px&#8221; link_option_url=&#8221;#p2p3&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Kuidas P2P laenudega raha teenida?<\/p>\n<p><b><\/b><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Poppins||||||||&#8221; text_text_color=&#8221;#171717&#8243; text_font_size=&#8221;15px&#8221; link_option_url=&#8221;#p2p4&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Mis on P2P laenudesse investeerimise eelised ja miinused?<\/p>\n<p><b><\/b><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Poppins||||||||&#8221; text_text_color=&#8221;#171717&#8243; text_font_size=&#8221;15px&#8221; link_option_url=&#8221;#p2p5&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Mis on P2P laenudega seotud riskid?<\/p>\n<p><b><\/b><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Poppins||||||||&#8221; text_text_color=&#8221;#171717&#8243; text_font_size=&#8221;15px&#8221; link_option_url=&#8221;#p2p6&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Kuidas P2P laenudesse investeerida?<\/p>\n<p><b><\/b><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Poppins||||||||&#8221; text_text_color=&#8221;#171717&#8243; text_font_size=&#8221;15px&#8221; link_option_url=&#8221;#p2p7&#8243; hover_enabled=&#8221;0&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>Artiklid<\/p>\n<p><b><\/b><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f6f8ff&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row module_id=&#8221;p2p2&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Mis on P2P laenud alaliigid?&#8221; content_max_width=&#8221;100%&#8221; module_id=&#8221;aktsia2&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;22px&#8221; body_font=&#8221;Poppins||||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>P2P laene on v\u00f5imalik liigitada erinevatel alustel. M\u00f5ned n\u00e4ited:<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Laenuv\u00f5tja t\u00fc\u00fcbi j\u00e4rgi&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h5&#8243; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;18px&#8221; body_font=&#8221;Poppins||||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Peer-to-consumer (P2C) laenud&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h5&#8243; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;18px&#8221; body_font=&#8221;Poppins|300|||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_4  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\">\n<div class=\"et_pb_blurb_description\">\n<p><span>Need on k\u00f5ige tavalisemad P2P laenud, kus inimesed laenavad raha teistelt inimestelt. Laenusummad on tavaliselt v\u00e4iksemad ja laenatakse isiklikeks kuludeks, n\u00e4iteks auto v\u00f5i koduremondi jaoks.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Peer-to-business (P2B) laenud&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h5&#8243; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;18px&#8221; body_font=&#8221;Poppins|300|||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_4  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\">\n<div class=\"et_pb_blurb_description\">\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_6  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\">\n<div class=\"et_pb_blurb_description\">\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_7  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\">\n<div class=\"et_pb_blurb_description\">\n<p>Ettev\u00f5tted laenavad raha investoritelt kasvu toetamiseks v\u00f5i t\u00f6\u00f6kapitali saamiseks. Laenusummad on tavaliselt suuremad kui P2C laenud ja ettev\u00f5tteid hinnatakse p\u00f5hjalikumalt.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Tagatise olemasolu j\u00e4rgi&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h5&#8243; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;18px&#8221; body_font=&#8221;Poppins||||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Tagatud laenud&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h5&#8243; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;18px&#8221; body_font=&#8221;Poppins|300|||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_4  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\">\n<div class=\"et_pb_blurb_description\">\n<p>Laenu tagatiseks on laenuv\u00f5tja vara, n\u00e4iteks kinnisvara v\u00f5i s\u00f5iduk. Kui laenuv\u00f5tja ei suuda laenu tagasi maksta, m\u00fc\u00fcakse vara laenu tagasimaksmiseks. Tagatud laenud on investoritele tavaliselt v\u00e4hem riskantsed, kuid ka intressim\u00e4\u00e4r v\u00f5ib olla madalam.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Tagatiseta laenud&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h5&#8243; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;18px&#8221; body_font=&#8221;Poppins|300|||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_4  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\">\n<div class=\"et_pb_blurb_description\">\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_6  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\">\n<div class=\"et_pb_blurb_description\">\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_7  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\">\n<div class=\"et_pb_blurb_description\">\n<p>Laenu tagatiseks ei ole \u00fchtegi vara. Need laenud on investoritele riskantsemad, kuid v\u00f5ivad pakkuda ka k\u00f5rgemat intressim\u00e4\u00e4ra.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Tagatise olemasolu j\u00e4rgi&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h5&#8243; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;18px&#8221; body_font=&#8221;Poppins||||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Fikseeritud intressim\u00e4\u00e4r&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h5&#8243; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;18px&#8221; body_font=&#8221;Poppins|300|||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_4  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\">\n<div class=\"et_pb_blurb_description\">\n<p>Laenu intressim\u00e4\u00e4r on laenuperioodi v\u00e4ltel fikseeritud.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Muutuva intressim\u00e4\u00e4raga laenud&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h5&#8243; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;18px&#8221; body_font=&#8221;Poppins|300|||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_4  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\">\n<div class=\"et_pb_blurb_description\">\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_6  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\">\n<div class=\"et_pb_blurb_description\">\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_7  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\">\n<div class=\"et_pb_blurb_description\">\n<p>Intressim\u00e4\u00e4r v\u00f5ib muutuda laenuperioodi jooksul vastavalt turutingimustele.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb content_max_width=&#8221;100%&#8221; module_id=&#8221;aktsia2&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;22px&#8221; body_font=&#8221;Poppins||||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Milline alamkategooria teile sobib, s\u00f5ltub teie eelistustest:<\/p>\n<ul>\n<li>Kas otsite k\u00f5rgemat intressi v\u00f5i eelistate madalamat riski?<\/li>\n<li>Kas soovite toetada konkreetse valdkonna ettev\u00f5tteid?<\/li>\n<\/ul>\n<p>P2P platvormid pakuvad tavaliselt filtreid, mis aitavad teil leida teie vajadustele vastava laenu v\u00f5i investeerimisv\u00f5imaluse.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; specialty=&#8221;on&#8221; prev_background_color=&#8221;#f6f8ff&#8221; background_color_2=&#8221;#f8f9ff&#8221; padding_top_2=&#8221;20px&#8221; padding_right_2=&#8221;20px&#8221; padding_bottom_2=&#8221;20px&#8221; padding_left_2=&#8221;20px&#8221; padding_top_bottom_link_2=&#8221;false&#8221; padding_left_right_link_2=&#8221;false&#8221; custom_css_main_2=&#8221;border: 1px solid rgba(53, 86, 191, 0.2);||border-radius: 5px;||padding-bottom: 20px !important;&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; inner_width=&#8221;90%&#8221; top_divider_style=&#8221;wave2&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner module_id=&#8221;p2p3&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Kuidas P2P laenudega raha teenida?&#8221; content_max_width=&#8221;100%&#8221; module_id=&#8221;aktsia3&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;22px&#8221; body_font=&#8221;Poppins||||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>P2P laenudest teenimiseks on kaks peamist viisi:<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Investeerimine&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h5&#8243; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;18px&#8221; body_font=&#8221;Poppins|300|||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_4  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\">\n<div class=\"et_pb_blurb_description\">\n<ul>\n<li>Investeerige P2P laenudesse, et teenida intressi laenudelt, mida olete teistele andnud.<\/li>\n<li>Intressim\u00e4\u00e4rad varieeruvad platvormide ja laenuv\u00f5tjate vahel.<\/li>\n<li>M\u00f5elge oma investeeringute hajutamisele, et v\u00e4hendada riski.<\/li>\n<li>Uurige enne investeerimist platvormi ja laenuv\u00f5tjat.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_blurb][\/et_pb_column_inner][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Laenu andmine&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h5&#8243; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;18px&#8221; body_font=&#8221;Poppins||||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_4  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\">\n<div class=\"et_pb_blurb_description\">\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_6  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\">\n<div class=\"et_pb_blurb_description\">\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_7  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\">\n<div class=\"et_pb_blurb_description\">\n<ul>\n<li>Laenutage raha P2P platvormi kaudu, et teenida intressi.<\/li>\n<li>M\u00e4\u00e4rake oma intressim\u00e4\u00e4r ja laenu tingimused.<\/li>\n<li>Hinnake laenuv\u00f5tja krediidiv\u00f5imet ja maksev\u00f5imet.<\/li>\n<li>Kasutage automaatse investeerimise funktsiooni, et investeerida automaatselt laenudesse, mis vastavad teie kriteeriumidele.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_blurb][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;P2P laenudest teenimise strateegiad:&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h5&#8243; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;18px&#8221; body_font=&#8221;Poppins||||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_4  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\">\n<div class=\"et_pb_blurb_description\">\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_6  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\">\n<div class=\"et_pb_blurb_description\">\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_7  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\">\n<div class=\"et_pb_blurb_description\">\n<ul>\n<li><strong>Diversifitseerige oma portfelli:<\/strong><span>\u00a0<\/span>Investeerige mitmesse laenu, et v\u00e4hendada riski.<\/li>\n<li><strong>Investeerige erinevatesse laenukategooriatesse:<\/strong><span>\u00a0<\/span>Investeerige nii tagatud kui ka tagatiseta laenudesse, et leida parim tasakaal riski ja tootluse vahel.<\/li>\n<li><strong>Reinvesteerige oma intressi:<\/strong><span>\u00a0<\/span>Reinvesteerige oma teenitud intress, et kiirendada oma raha kasvu.<\/li>\n<li><strong>Kasutage automaatse investeerimise funktsiooni:<\/strong><span>\u00a0<\/span>See funktsioon aitab teil investeerida automaatselt laenudesse, mis vastavad teie kriteeriumidele.<\/li>\n<li><strong>J\u00e4lgige oma investeeringuid:<\/strong><span>\u00a0<\/span>J\u00e4lgige oma investeeringute toimivust ja tehke vajadusel muudatusi.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_8  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_with_border et_pb_module et_pb_blurb et_pb_blurb_7  et_pb_text_align_left  et_pb_blurb_position_top et_pb_bg_layout_light\">\n<div class=\"et_pb_blurb_content\">\n<div class=\"et_pb_blurb_container\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_blurb][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/images.pexels.com\/photos\/4968636\/pexels-photo-4968636.jpeg?auto=compress&#038;cs=tinysrgb&#038;w=1260&#038;h=750&#038;dpr=1&#8243; alt=&#8221;aktsiad&#8221; title_text=&#8221;aktsiad&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;6vw||6vw||true|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; prev_background_color=&#8221;#FFFFFF&#8221; next_background_color=&#8221;#FFFFFF&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#F6F8FF&#8221; top_divider_style=&#8221;wave2&#8243; bottom_divider_style=&#8221;ramp2&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row module_id=&#8221;p2p4&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;P2P laenude eelised ja miinused&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;22px&#8221; body_font=&#8221;Poppins||||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Nunito|700|||||||&#8221; text_text_color=&#8221;#171717&#8243; text_font_size=&#8221;20px&#8221; header_4_font_size=&#8221;16px&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Eelised<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Nunito|700|||||||&#8221; text_text_color=&#8221;#171717&#8243; text_font_size=&#8221;20px&#8221; header_4_font_size=&#8221;16px&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Miinused<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#x50;||divi||400&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;20px&#8221; content_max_width=&#8221;100%&#8221; icon_placement_tablet=&#8221;top&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|tablet&#8221; module_class=&#8221;educationcareerdetail_section2_blurb&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Poppins||||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;15px&#8221; header_line_height=&#8221;1.3em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image=&#8221;margin-bottom: 0;||width: auto;&#8221; custom_css_blurb_title=&#8221;padding-bottom: 0;&#8221; custom_css_blurb_content=&#8221;display: flex;||align-items: center;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_blurb_image_tablet=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_image_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_content_tablet=&#8221;display: block;&#8221; custom_css_blurb_content_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image_phone=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_content_phone=&#8221;display: block;&#8221;]<\/p>\n<p>Potentsiaalselt k\u00f5rgem tootlus v\u00f5rreldes traditsiooniliste hoiukontodega<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#x50;||divi||400&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;20px&#8221; content_max_width=&#8221;100%&#8221; icon_placement_tablet=&#8221;top&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|tablet&#8221; module_class=&#8221;educationcareerdetail_section2_blurb&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Poppins||||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;15px&#8221; header_line_height=&#8221;1.3em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image=&#8221;margin-bottom: 0;||width: auto;&#8221; custom_css_blurb_title=&#8221;padding-bottom: 0;&#8221; custom_css_blurb_content=&#8221;display: flex;||align-items: center;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_blurb_image_tablet=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_image_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_content_tablet=&#8221;display: block;&#8221; custom_css_blurb_content_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image_phone=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_content_phone=&#8221;display: block;&#8221;]<\/p>\n<p>Hea v\u00f5imalus diversifitseerida oma investeerimisportfelli.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#x50;||divi||400&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;20px&#8221; content_max_width=&#8221;100%&#8221; icon_placement_tablet=&#8221;top&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|tablet&#8221; module_class=&#8221;educationcareerdetail_section2_blurb&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Poppins||||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;15px&#8221; header_line_height=&#8221;1.3em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image=&#8221;margin-bottom: 0;||width: auto;&#8221; custom_css_blurb_title=&#8221;padding-bottom: 0;&#8221; custom_css_blurb_content=&#8221;display: flex;||align-items: center;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_blurb_image_tablet=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_image_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_content_tablet=&#8221;display: block;&#8221; custom_css_blurb_content_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image_phone=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_content_phone=&#8221;display: block;&#8221;]<\/p>\n<p>Otsesem roll laenuv\u00f5tjate toetamisel.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#x4f;||divi||400&#8243; icon_color=&#8221;gcid-4be89a11-e1d4-4e38-bd60-3e2564590e85&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;20px&#8221; content_max_width=&#8221;100%&#8221; icon_placement_tablet=&#8221;top&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|tablet&#8221; module_class=&#8221;educationcareerdetail_section2_blurb&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Poppins||||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;15px&#8221; header_line_height=&#8221;1.3em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image=&#8221;margin-bottom: 0;||width: auto;&#8221; custom_css_blurb_title=&#8221;padding-bottom: 0;&#8221; custom_css_blurb_content=&#8221;display: flex;||align-items: center;&#8221; global_colors_info=&#8221;{%22gcid-4be89a11-e1d4-4e38-bd60-3e2564590e85%22:%91%22icon_color%22%93}&#8221; custom_css_blurb_image_tablet=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_image_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_content_tablet=&#8221;display: block;&#8221; custom_css_blurb_content_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image_phone=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_content_phone=&#8221;display: block;&#8221;]<\/p>\n<p>Risk laenuv\u00f5tjate maksej\u00f5uetuse kohta. Investeering v\u00f5ib tuua kaasa kahjumi, kui laenuv\u00f5tja ei suuda laenu tagasi maksta.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#x4f;||divi||400&#8243; icon_color=&#8221;gcid-4be89a11-e1d4-4e38-bd60-3e2564590e85&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;20px&#8221; content_max_width=&#8221;100%&#8221; icon_placement_tablet=&#8221;top&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|tablet&#8221; module_class=&#8221;educationcareerdetail_section2_blurb&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Poppins||||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;15px&#8221; header_line_height=&#8221;1.3em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image=&#8221;margin-bottom: 0;||width: auto;&#8221; custom_css_blurb_title=&#8221;padding-bottom: 0;&#8221; custom_css_blurb_content=&#8221;display: flex;||align-items: center;&#8221; global_colors_info=&#8221;{%22gcid-4be89a11-e1d4-4e38-bd60-3e2564590e85%22:%91%22icon_color%22%93}&#8221; custom_css_blurb_image_tablet=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_image_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_content_tablet=&#8221;display: block;&#8221; custom_css_blurb_content_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image_phone=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_content_phone=&#8221;display: block;&#8221;]<\/p>\n<p>P2P laenud v\u00f5ivad olla v\u00e4hem likviidsed kui muud investeerimisvormid. V\u00f5ib olla keeruline oma raha kiiresti v\u00e4lja v\u00f5tta.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#x4f;||divi||400&#8243; icon_color=&#8221;gcid-4be89a11-e1d4-4e38-bd60-3e2564590e85&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;20px&#8221; content_max_width=&#8221;100%&#8221; icon_placement_tablet=&#8221;top&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|tablet&#8221; module_class=&#8221;educationcareerdetail_section2_blurb&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Poppins||||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;15px&#8221; header_line_height=&#8221;1.3em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image=&#8221;margin-bottom: 0;||width: auto;&#8221; custom_css_blurb_title=&#8221;padding-bottom: 0;&#8221; custom_css_blurb_content=&#8221;display: flex;||align-items: center;&#8221; global_colors_info=&#8221;{%22gcid-4be89a11-e1d4-4e38-bd60-3e2564590e85%22:%91%22icon_color%22%93}&#8221; custom_css_blurb_image_tablet=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_image_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_content_tablet=&#8221;display: block;&#8221; custom_css_blurb_content_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image_phone=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_content_phone=&#8221;display: block;&#8221;]<\/p>\n<p>P2P platvormid v\u00f5ivad n\u00f5uda investeerimiseks teatud minimaalset summat.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row module_id=&#8221;p2p5&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;P2P laenudega kaasnevad riskid: oluline on olla teadlik&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;22px&#8221; body_font=&#8221;Poppins||||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div id=\"aktsia4\" class=\"et_pb_row_inner et_pb_row_inner_0\">\n<div class=\"et_pb_column_inner et_pb_column_4_4 et_pb_column_inner et_pb_column_inner_0 et-last-child\">\n<div class=\"et_pb_module et_pb_text et_pb_text_12  et_pb_text_align_left et_pb_bg_layout_light\">\n<div class=\"et_pb_text_inner\">\n<p>P2P laenudest teenimisel on oluline olla ettevaatlik ja arvestada<span>\u00a0<\/span><a href=\"https:\/\/www.4thway.co.uk\/guides\/peer-to-peer-lending-risks\/#peer-to-peer-lending-risk-legal-tax-risks\" target=\"_blank\" rel=\"noopener\">riskidega<\/a>:<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_row_inner et_pb_row_inner_1 et_pb_equal_columns et_pb_gutters2\">\n<div class=\"et_pb_column_inner et_pb_column_1_3 et_pb_column_inner et_pb_column_inner_1\"><\/div>\n<\/div>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Laenuv\u00f5tjate maksej\u00f5uetuse risk&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x73;||divi||400&#8243; icon_color=&#8221;gcid-4be89a11-e1d4-4e38-bd60-3e2564590e85&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;20px&#8221; content_max_width=&#8221;100%&#8221; icon_placement_tablet=&#8221;top&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|tablet&#8221; module_class=&#8221;educationcareerdetail_section2_blurb&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Poppins||||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;15px&#8221; header_line_height=&#8221;1.3em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image=&#8221;margin-bottom: 0;||width: auto;&#8221; custom_css_blurb_title=&#8221;padding-bottom: 0;&#8221; custom_css_blurb_content=&#8221;display: flex;||align-items: center;&#8221; global_colors_info=&#8221;{%22gcid-4be89a11-e1d4-4e38-bd60-3e2564590e85%22:%91%22icon_color%22%93}&#8221; custom_css_blurb_image_tablet=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_image_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_content_tablet=&#8221;display: block;&#8221; custom_css_blurb_content_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image_phone=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_content_phone=&#8221;display: block;&#8221;]<\/p>\n<p>Investeeringud P2P laenudesse on riskantsed ja on v\u00f5imalik, et laenuv\u00f5tjad ei suuda laenu tagasi maksta.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Platvormi risk&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x73;||divi||400&#8243; icon_color=&#8221;gcid-4be89a11-e1d4-4e38-bd60-3e2564590e85&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;20px&#8221; content_max_width=&#8221;100%&#8221; icon_placement_tablet=&#8221;top&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|tablet&#8221; module_class=&#8221;educationcareerdetail_section2_blurb&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Poppins||||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;15px&#8221; header_line_height=&#8221;1.3em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image=&#8221;margin-bottom: 0;||width: auto;&#8221; custom_css_blurb_title=&#8221;padding-bottom: 0;&#8221; custom_css_blurb_content=&#8221;display: flex;||align-items: center;&#8221; global_colors_info=&#8221;{%22gcid-4be89a11-e1d4-4e38-bd60-3e2564590e85%22:%91%22icon_color%22%93}&#8221; custom_css_blurb_image_tablet=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_image_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_content_tablet=&#8221;display: block;&#8221; custom_css_blurb_content_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image_phone=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_content_phone=&#8221;display: block;&#8221;]<\/p>\n<p>P2P platvormid on suhteliselt uus n\u00e4htus ja on v\u00f5imalik, et platvorm v\u00f5ib pankrotti minna v\u00f5i sulgeda.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Likviidsusrisk&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x73;||divi||400&#8243; icon_color=&#8221;gcid-4be89a11-e1d4-4e38-bd60-3e2564590e85&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;20px&#8221; content_max_width=&#8221;100%&#8221; icon_placement_tablet=&#8221;top&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|tablet&#8221; module_class=&#8221;educationcareerdetail_section2_blurb&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Poppins||||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;15px&#8221; header_line_height=&#8221;1.3em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image=&#8221;margin-bottom: 0;||width: auto;&#8221; custom_css_blurb_title=&#8221;padding-bottom: 0;&#8221; custom_css_blurb_content=&#8221;display: flex;||align-items: center;&#8221; global_colors_info=&#8221;{%22gcid-4be89a11-e1d4-4e38-bd60-3e2564590e85%22:%91%22icon_color%22%93}&#8221; custom_css_blurb_image_tablet=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_image_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_content_tablet=&#8221;display: block;&#8221; custom_css_blurb_content_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image_phone=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_content_phone=&#8221;display: block;&#8221;]<\/p>\n<p>P2P laenud ei pruugi olla nii likviidsed kui teised investeerimisvormid ja v\u00f5ib olla keeruline oma raha kiiresti v\u00e4lja v\u00f5tta.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/fundguidr.ee\/wp-content\/uploads\/2024\/03\/p2p-laen.webp&#8221; alt=&#8221;p2p laenud&#8221; title_text=&#8221;p2p laenud&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; prev_background_color=&#8221;#FFFFFF&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#F6F8FF&#8221; top_divider_style=&#8221;wave2&#8243; bottom_divider_color=&#8221;#f6f8ff&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row module_id=&#8221;p2p6&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Kuidas P2P laenudesse inveesteerida?&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;22px&#8221; body_font=&#8221;Poppins||||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;1. Vali P2P-laenuplatvorm&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;20px&#8221; content_max_width=&#8221;100%&#8221; icon_placement_tablet=&#8221;top&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|tablet&#8221; module_class=&#8221;educationcareerdetail_section2_blurb&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Poppins||||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;15px&#8221; header_line_height=&#8221;1.3em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image=&#8221;margin-bottom: 0;||width: auto;&#8221; custom_css_blurb_title=&#8221;padding-bottom: 0;&#8221; custom_css_blurb_content=&#8221;display: flex;||align-items: center;&#8221; global_colors_info=&#8221;{%22gcid-4be89a11-e1d4-4e38-bd60-3e2564590e85%22:%91%22icon_color%22%93}&#8221; custom_css_blurb_image_tablet=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_image_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_content_tablet=&#8221;display: block;&#8221; custom_css_blurb_content_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image_phone=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_content_phone=&#8221;display: block;&#8221;]<\/p>\n<p>Uuri ja v\u00f5rdle erinevaid P2P-laenuplatforme. M\u00f5tle tasudele, laenut\u00fc\u00fcpidele, investori kaitsele ja kasutusmugavusele.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;2. Ava investorikonto&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;20px&#8221; content_max_width=&#8221;100%&#8221; icon_placement_tablet=&#8221;top&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|tablet&#8221; module_class=&#8221;educationcareerdetail_section2_blurb&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Poppins||||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;15px&#8221; header_line_height=&#8221;1.3em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image=&#8221;margin-bottom: 0;||width: auto;&#8221; custom_css_blurb_title=&#8221;padding-bottom: 0;&#8221; custom_css_blurb_content=&#8221;display: flex;||align-items: center;&#8221; global_colors_info=&#8221;{%22gcid-4be89a11-e1d4-4e38-bd60-3e2564590e85%22:%91%22icon_color%22%93}&#8221; custom_css_blurb_image_tablet=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_image_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_content_tablet=&#8221;display: block;&#8221; custom_css_blurb_content_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image_phone=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_content_phone=&#8221;display: block;&#8221;]<\/p>\n<p>Valitud platvormil l\u00e4bi viidud taotlemisprotsessi k\u00e4igus esitad sa vajalikud isikuandmed ja tuvastad oma isiku.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;3. Kanna kontole raha&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;20px&#8221; content_max_width=&#8221;100%&#8221; icon_placement_tablet=&#8221;top&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|tablet&#8221; module_class=&#8221;educationcareerdetail_section2_blurb&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Poppins||||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;15px&#8221; header_line_height=&#8221;1.3em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image=&#8221;margin-bottom: 0;||width: auto;&#8221; custom_css_blurb_title=&#8221;padding-bottom: 0;&#8221; custom_css_blurb_content=&#8221;display: flex;||align-items: center;&#8221; global_colors_info=&#8221;{%22gcid-4be89a11-e1d4-4e38-bd60-3e2564590e85%22:%91%22icon_color%22%93}&#8221; custom_css_blurb_image_tablet=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_image_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_content_tablet=&#8221;display: block;&#8221; custom_css_blurb_content_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image_phone=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_content_phone=&#8221;display: block;&#8221;]<\/p>\n<p>Pangaarvelt P2P-kontole \u00fclekandega saad raha, mida laenudesse investeerida.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;4. M\u00e4\u00e4ra oma riskitaluvus&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;20px&#8221; content_max_width=&#8221;100%&#8221; icon_placement_tablet=&#8221;top&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|tablet&#8221; module_class=&#8221;educationcareerdetail_section2_blurb&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Poppins||||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;15px&#8221; header_line_height=&#8221;1.3em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image=&#8221;margin-bottom: 0;||width: auto;&#8221; custom_css_blurb_title=&#8221;padding-bottom: 0;&#8221; custom_css_blurb_content=&#8221;display: flex;||align-items: center;&#8221; global_colors_info=&#8221;{%22gcid-4be89a11-e1d4-4e38-bd60-3e2564590e85%22:%91%22icon_color%22%93}&#8221; custom_css_blurb_image_tablet=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_image_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_content_tablet=&#8221;display: block;&#8221; custom_css_blurb_content_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image_phone=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_content_phone=&#8221;display: block;&#8221;]<\/p>\n<p>P2P-laenud v\u00f5ivad olla riskantsed, seega on oluline hinnata oma riskitaluvust. Platvormid tavaliselt liigitavad laenuv\u00f5tjaid krediidiv\u00f5ime alusel.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;5. Investeeri laenudesse&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;20px&#8221; content_max_width=&#8221;100%&#8221; icon_placement_tablet=&#8221;top&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|tablet&#8221; module_class=&#8221;educationcareerdetail_section2_blurb&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Poppins||||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;15px&#8221; header_line_height=&#8221;1.3em&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#000000&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image=&#8221;margin-bottom: 0;||width: auto;&#8221; custom_css_blurb_title=&#8221;padding-bottom: 0;&#8221; custom_css_blurb_content=&#8221;display: flex;||align-items: center;&#8221; global_colors_info=&#8221;{%22gcid-4be89a11-e1d4-4e38-bd60-3e2564590e85%22:%91%22icon_color%22%93}&#8221; custom_css_blurb_image_tablet=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_image_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_content_tablet=&#8221;display: block;&#8221; custom_css_blurb_content_last_edited=&#8221;on|tablet&#8221; custom_css_blurb_image_phone=&#8221;margin-bottom: 5px;||width: auto;&#8221; custom_css_blurb_content_phone=&#8221;display: block;&#8221;]<\/p>\n<p>Sirvi laenukirjeid platvormil. Iga kirjeldus sisaldab laenuv\u00f5tja profiili, laenusumma, eesm\u00e4rki, intressim\u00e4\u00e4ra ja tagasimakseid.<\/p>\n<p>V\u00f5id valida \u00fcksiklaene v\u00f5i kasutada automaatse investeerimise funktsioone, mis investeerivad su raha automaatselt sinu eelnevalt m\u00e4\u00e4ratletud kriteeriumide p\u00f5hjal.<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;22px&#8221; body_font=&#8221;Poppins||||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"et_pb_module et_pb_text et_pb_text_34  et_pb_text_align_left et_pb_bg_layout_light\">\n<div class=\"et_pb_text_inner\">\n<h4><strong>Lisaks<\/strong><\/h4>\n<\/div>\n<\/div>\n<div class=\"et_pb_module et_pb_text et_pb_text_35  et_pb_text_align_left et_pb_bg_layout_light\">\n<div class=\"et_pb_text_inner\">\n<ul>\n<li aria-level=\"1\"><b><a href=\"https:\/\/fundguidr.ee\/investeerimisstrateegiad\/loo-investeerimisportfell\/\">Diversifitseeri<\/a>:<\/b><span>\u00a0\u00c4ra pane k\u00f5iki mune \u00fchte korvi. Investeeri mitmesse laenu, et riski maandada.<\/span><\/li>\n<li aria-level=\"1\"><b>Alusta v\u00e4ikesest:<\/b><span>\u00a0Eriti P2P-laenamisega alustades on m\u00f5istlik alustada v\u00e4iksema investeerimissummaga, et saada platvormiga kogemusi ja mugavustunnet.<\/span><\/li>\n<li aria-level=\"1\"><b>Sea realistlikke ootusi:<\/b><span>\u00a0P2P-laenamine v\u00f5ib pakkuda atraktiivseid tootlusi, kuid pea meeles, et see ei ole rikkaks saamise skeem. Ole valmis v\u00f5imalike kahjumite ja turu k\u00f5ikumiste jaoks.<\/span><\/li>\n<li aria-level=\"1\"><b>Uuri enne:<\/b><span>\u00a0Enne laenu investeerimist m\u00f5ista laenuv\u00f5tja olukorda ja laenutingimusi. Otsi platforme, millel on tugev laenuv\u00f5tjate kontrollimise protsess.<\/span><\/li>\n<li aria-level=\"1\"><b>Ole kursis:<\/b><span>\u00a0J\u00e4lgi regulaarselt oma investeeringuid ja laenude toimivust.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<p>[\/et_pb_blurb][et_pb_blurb content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;22px&#8221; body_font=&#8221;Poppins||||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Valik meie artiklitest&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Nunito|700|||||||&#8221; header_text_color=&#8221;#171717&#8243; header_font_size=&#8221;22px&#8221; body_font=&#8221;Poppins||||||||&#8221; body_text_color=&#8221;#171717&#8243; custom_margin=&#8221;||25px||false|false&#8221; hover_enabled=&#8221;0&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221; url=&#8221;#p2p7&#8243; sticky_enabled=&#8221;0&#8243;][\/et_pb_blurb][brbl_post_list include_categories=&#8221;1&#8243; order=&#8221;DESC&#8221; thumb_size=&#8221;medium&#8221; show_excerpt=&#8221;off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/brbl_post_list][et_pb_button button_url=&#8221;https:\/\/fundguidr.ee\/blog\/&#8221; button_text=&#8221;Veel artikleid&#8221; button_alignment=&#8221;right&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>P2P laenudPeer-to-peer (P2P) laenud on laenud, mida inimesed v\u00f5i ettev\u00f5tted saavad teistelt inimestelt v\u00f5i ettev\u00f5tetelt, ilma et see toimuks traditsioonilise finantsasutuse vahendusel. See toimib j\u00e4rgmiselt: Laenuv\u00f5tja:\u00a0Esitab laenu taotluse\u00a0P2P platvormil,\u00a0kus kirjeldatakse laenusumma, intressim\u00e4\u00e4r ja laenu p\u00f5hjus. Investor:\u00a0Otsustab laenuv\u00f5tjaid toetada, laenates neile raha kas \u00fchekordse maksega v\u00f5i osade kaupa. Platvorm:\u00a0\u00dchendab laenuv\u00f5tjad ja investorid, h\u00f5lbustab laenu taotlemise ja [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":280,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-274","page","type-page","status-publish","has-post-thumbnail","hentry"],"rank_math_title":null,"rank_math_focus_keyword":"p2p laenud","rank_math_description":"Selles artiklis leiad vastuse k\u00fcsimustele:\nMis on P2P laenud; Kuidas P2P laene liigitada; Kuidas P2P laenudega raha teenida; Millised on kaasnevad riskid jt\n","_links":{"self":[{"href":"https:\/\/fundguidr.ee\/en\/wp-json\/wp\/v2\/pages\/274","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fundguidr.ee\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fundguidr.ee\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fundguidr.ee\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fundguidr.ee\/en\/wp-json\/wp\/v2\/comments?post=274"}],"version-history":[{"count":37,"href":"https:\/\/fundguidr.ee\/en\/wp-json\/wp\/v2\/pages\/274\/revisions"}],"predecessor-version":[{"id":2473,"href":"https:\/\/fundguidr.ee\/en\/wp-json\/wp\/v2\/pages\/274\/revisions\/2473"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fundguidr.ee\/en\/wp-json\/wp\/v2\/media\/280"}],"wp:attachment":[{"href":"https:\/\/fundguidr.ee\/en\/wp-json\/wp\/v2\/media?parent=274"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}