4 steps to success
Follow this plan to build a secure and growing portfolio.
1
Discretion and budget
You need to have a buffer fund before rushing into the stock market. Don't invest money you'll need tomorrow.
Read the guide →2
Account and tools
Use an investment account to defer taxes. Choose a bank (LHV, Lightyear) with low fees.
Why use an investment account →3
First purchase (ETF)
Don't buy individual shares. Start with a broad-based index fund (ETF) that covers the whole world.
How to buy an ETF? →4
Automatic strategy
Set up automatic permanent control (DCA). This way, you'll buy shares on a regular basis, regardless of the market.
What is DCA? →Compulsory literature
Tools
Investment account system
How to defer income tax and declare income.
Read the guide →
Strategy
ETFs vs. individual shares
Which to choose as a beginner? Comparing risks and rewards.
See the comparison →
Investment wisdom
Beginner investor, Part 1.
How to get started successfully investing small amounts..
Read the analysis →
Money wisdom
Beginner Investor, Part 2. Invest €300 per month
Portfolio diversification and tax deferral
Read more →
Asset classes
Beginner Investor, Part 3. Investing large amounts of capital
How to spread risk, optimise taxes and include alternative assets
Read more →